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Commercial
Mortgage Loan
Quick Links |
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Banc-Series
Commercial Loans |
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Banc-Series
Conforming
Commercial Real
Estate Loans
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Banc-Series™ Commercial Loan
Program is
CommercialBanc's best
performing and most popular commercial real estate loan
program. Designed for small to mid-size businesses,
Banc-Series™ is an owner-occupied or investor, conforming commercial
mortgage loan program offering qualified borrowers low fixed
rates, flexible terms,
and a low overall cost structure, both initially and
long term. |
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With an online based
streamlined loan
process, 24/7 loan
monitoring, and an
experienced team of
commercial mortgage
professionals ready
to help,
CommercialBanc
simplifies the
loan
process allowing
business owners to
concentrate on
running their
business, not on
running their loan.
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Banc-Series
Program Guidelines
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From
$500,000 - $10,000,000
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Owner-Occupied
or Investor Properties
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Traditional Commercial
Properties Only
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15, 20, 25, & 30 Year
Amortizations
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3, 5, 10, 15 Year Fixed
Rates
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Up to 75% LTV / 75% CLTV
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Below PRIME Rates
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No
Balloons or Calls Available
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Cash Out to 40% of
Loan Amount
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Fixed
Declining Prepayment
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Minimal Impound
Reserves
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Full Document - Personal
Recourse
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Minimum 660 Credit
Score
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2 Years
of Historical Income Req.
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Low Minimum 1.25 DSCR
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Interest Only Payment Option
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Non-Recourse Available
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Office Building
Office Condo
Retail - Shopping -
Out Parcel
Sales Distribution
Commercial
Condominium
Service Related
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Warehouse
Distribution
Self Storage & Mini
Storage
Mixed-Use
Commercial/Residential
Light Industrial
Professional Centers
Medical Office
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Ineligible
Property
Types
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No environmentally
sensitive
industries,
manufacturing,
non-profit, daycare,
general contractors,
schools, retail
food, bars,
dance/night clubs,
nursing home, houses
of worship, hotels,
motels, and gas
stations. |
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No special use
properties,
properties that
can't accommodate
multiple type of
businesses without
significant
modifications to the
collateral, such as:
car washes, golf
courses, skating
rinks, soccer
fields, or
gymnasiums. |
Do You Require
Greater Flexibility?
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Commercial Real
Estate Loans for
Investor Properties
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CommercialBanc's
provides investor
commercial real
estate loans through
three program
options: |
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Commercial mortgage
loan availability may vary
depending state, population, economic conditions, exposure,
and other variables that may negatively influence risk. |
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