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Conduit Loans
Quick Links |
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Conduit
Loan Rates / Spreads |
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CommercialBanc Advantage |
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With no lender points, no
up-front fees, highly competitive rates and low commitment
deposits, CommercialBanc has become one of the nation's
leading originators of small to mid balance commercial
mortgage (CMBS) debt. |
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No Lender Point Options
No Up-Front Fees
No Bank Legal Fees
No Securitization Fees
No Investment Bank Fees
Low Commitment Deposits
In-House Processing
Interest Only Payment
Option
Capped closing fee
starting at an industry low $10,500 which includes
lender costs, appraisal, and third party reports.
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CommercialBanc
Conduit Loan Program
Rates / Spreads
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CommercialBanc's
Conduit Loan Program
pricing is published
based on a spread -
or margin - above
the comparable "on
the run" Treasury
rates. Please see
the factors below
that effect the
interest rate spread
on a commercial
mortgage. |
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To narrow the spread
for a specific
conduit loan
program, contact one
of CommercialBanc's
commercial mortgage bankers for a property evaluation
and cash flow analysis to quickly
determine program pricing, eligibility, loan
size, and DSCR.
Contact
CommercialBanc today
at 1-866-706-BANC. |
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PLEASE NOTE: Due to
the recent
volatility in the
capital and
secondary markets,
CommercialBanc has
increased our
spreads accordingly.
As the market
changes on a daily
basis, we strongly
suggest you contact
one of our mortgage
bankers for daily
pricing. |
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Conduit Loan Program |
Fixed Term |
DSC |
LTV |
Spread |
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Apartment |
5-10 Years |
1.20 |
80% |
135-160 |
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Hotel - Full Service |
5-10 Years |
1.25 |
75% |
160-200 |
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Hotel - Limited Service |
5-10 Years |
1.35 |
70% |
180-220 |
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Industrial |
5-10 Years |
1.25 |
80% |
160-200 |
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Mobile Home Parks |
5-10 Years |
1.25 |
80% |
135-160 |
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Office Building |
5-10 Years |
1.25 |
80% |
160-200 |
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Retail |
5-10 Years |
1.25 |
80% |
160-200 |
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Unanchored Retail |
5-10 Years |
1.25 |
75% |
180-220 |
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Weak Anchored Retail |
5-10 Years |
1.25 |
80% |
185-225 |
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Self Storage |
5-10 Years |
1.25 |
80% |
160-200 |
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Shopping Center |
5-10 Years |
1.25 |
80% |
160-200 |
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Warehouse |
5-10 Years |
1.25 |
80% |
160-200 |
Factors
that Effect the
Conduit Loan Rate Spread
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Property Cash
Flow (DSCR)
Bond Rating
(If Applicable)
Combined
Loan-to-Value
(CLTV)
Economic
Factors
Sponsor
Strength or
Weakness
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Property
Quality
Loan-to-Value
(LTV)
Loan Size
Loan Term
Tennant
Strength or
Weakness
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CommercialBanc
relies on its 18 plus years of experience to
help borrowers make the right decisions.
Contact a commercial mortgage professional at
1-866-706-BANC if we
can help. |
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