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Congregate Care Loans and Congregate Care Financing - Retirement Home Loans

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Financing for Congregate Care Housing Communities

CommercialBanc provides commercial loans for congregate care housing communities, independent living, nursing home and assisted living facilities. With several financing options available, CommercialBanc can structure congregate care loans to fit specific borrower and property needs and requirements.

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Congregate care is similar to independent living communities in that residents are generally able to take care of themselves and reside in their own rooms. Congregate care provides a community environment with amenities such as, pool, recreation, on-site shopping and more.

Congregate Care Loans and Financing

CommercialBanc provides congregate care loans for the acquisition or refinancing of existing, stabilized properties. Depending on the level of care provided, financing options include, Banc-Series apartment program, seniors housing and independent care loans.
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  • Congregate Care Loans from $250,000
  • Loan Collateralized by Commercial Real Estate - No Business Only Financing
  • Acquisition or Refinance of Stabilized Centers
  • Portfolio, Fannie Mae and Non-Conforming Programs Available
  • 15, 20, 25, & 30 Year Amortizations
  • 3, 5, 10, 15 Year Fixed Rates
  • 80% LTV - Subordinate Debt OK
  • Flexible Prepay Options
  • Full Document - Personal Recourse
  • Minimum 660 Credit Score
  • 3 Years of Historical Income Req.
  • Low Minimum 1.20DSCR
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    Stated Income Congregate Care Loans

    For smaller loan sizes, CommercialBanc provides congregate care commercial property loans with stated income or low document options. Contact a CommercialBanc congregate financing specialist at 1-866-706-BANC to learn more.
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    Submit Loan Request
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    Learn more about CommercialBanc's congregate care commercial loans by requesting a commercial loan quote online, or contact a CommercialBanc commercial mortgage loan professional at 1-866-706-BANC.
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    CommercialBanc Special Purpose Commercial Property Loans

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    CommercialBanc provides congregate care and retirement home loans as part of its Seniors Housing Loan program and Banc-Series multifamily loan program. Learn more about CommercialBanc's multifamily loans.

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