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CommercialBanc Garden Apartment Loans

CommercialBanc's Multifamily Lending Group provides highly competitive financing for garden, high-rise, low-rise and other multifamily property types in all 50 states including the District of Columbia. 

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Garden apartment loans are provided under CommercialBanc Banc-Series™ apartment loan program. Widely recognized as the leading small balance multifamily loan program in the country, Banc-Series™ provides borrowers with low rates, 30 year terms and flexible apartment financing options.

Banc-Series Garden Apartment Financing Programs

For loan sizes under $5 million, CommercialBanc provides borrowers with multifamily properties with 5 or more units, competitive financing for garden apartments. Low rates, no points and a streamlined loan process help make Banc-Series™ the program of choice for refinancing or purchasing your garden apartment complex.
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  • Minimum Garden Apartment Building Loan Size $250,000
  • 5 or More Units - Mobile Home Parks - Mixed-Use Properties
  • Seller 2nds to 10% Allowed. 3% Seller Contribution OK
  • 90% Apartment Financing Available
  • 30 Year Terms - No Balloons
  • 3, 5, 7, 10 Year Fixed Rates
  • 80% LTV / 90% CLTV
  • Interest Only Option
  • Limited Recourse Available
  • Minimum 680 Credit Score
  • 1 Low Fee Closings
  • Low Minimum 1.20 DSCR
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    Stated Income Garden Apartment Loans

    Stated income garden apartment loans are available for loan sizes up to $5 million. Personal tax returns are not required and the loan is stated income to the borrower. Property must still meet minimum DSCR requirements of 1.2x based on 2 years historic P&Ls.
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    Submit Loan Request
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    Learn more about CommercialBanc's garden apartment building loans by requesting a commercial loan quote online, or contact a CommercialBanc commercial mortgage loan professional at 1-866-706-BANC.
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    Garden apartment commercial loans are provided for multifamily properties located in all 50 states. 90% apartment financing is available on a case-by-case basis. 3% seller contribution available for purchases.

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