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Based on an Internet supported
commercial lending platform,
CommercialBanc is able to provide
exceptional service, low rates, and faster closings. As
such, we require the exchange of information, both personal
and business in nature, via the Internet.
CommercialBanc
has thus taken
the proper steps to ensure that all information that is
transferred, either from client to CommercialBanc, or from
CommercialBanc to client, is protected by the most up to
date technologies.
Our site has been issued a
dedicated Quick SSL™ certificate to enable
server security which means you can rest assured that
communications between your browser and this site's web servers
are private and secure.
CommercialBanc
realizes the apprehensions many people have concerning online
security, privacy, and the potential for fraud. As such, CommercialBanc
provides links to verify our licenses,
security policy,
and
privacy policy.
Beware of fraudulent emails or websites
known as “phishing” or “web spoofing” that appear to be
from CommercialBanc
or other legitimate sites. Never
click on unverified links in emails, in pop-up ads, or
on other unknown sites. These emails and links may ask
for personal information or redirect you to illegitimate
sites that look like CommercialBanc's
site or appear to
have the CommercialBanc
URL address in the browser
address bar.
Maintain and run updated virus, firewall, browser, spyware, and
security software on your computer. Review your Internet and email software’s
security settings.
Be cautious
about opening email attachments
from unknown parties or downloading files from
unverified locations. Many of these files contain spyware or key-logging programs that can send
information back to a malicious site.
Beware of using non-encrypted wireless connections
with computers, phones, and portable devices to send
sensitive information from public wireless locations or
even from home wireless networks. Using scanning
devices, individuals can intercept unencrypted signals
and view or obtain your information.
Beware of “shoulder surfers”
while using a computer in public areas who may be trying to
intercept your passwords or information.
Use strong passwords with a combination of uppercase and lowercase
letters, numbers, and symbols. Change passwords
periodically, and always change pre-assigned
temporary passwords.
When creating PINs and
passwords, do not use birth dates, addresses, phone
numbers, etc. that are easily guessed from personal
information.
Never use
the “save ID and password” option
in your browser at home, or on a laptop or public
computer.
Do not email
personal and financial information to non-secure sites.
Because of the potential for loss, avoid storing
personal information on a laptop computer.
Properly dispose of old computers and
ensure all sensitive information is removed from the
hard drive. Reformatting the hard drive may not be
sufficient—use specialized software to erase
information.
Don't give out
financial or personal information online or on the phone
unless you initiated the contact and know the party with whom
you're dealing.
Safeguard ATM,
credit and debit cards—only carry
cards you use. Report lost or stolen cards or checks
immediately.
Memorize personal
identification numbers (PINs) and passwords.
Never write them on access cards or store them where they can
easily be found, such as in wallets, purses, and desks or on
computers.
Destroy unnecessary
financial documents by using a
crosscut shredder, including old bank statements, invoices and
unwanted pre-approved credit and other financial offers.
Promptly retrieve
incoming mail, or get a Post Office
box or locking mailbox. Don't put outgoing mail in your
residential mailbox, where thieves could get your personal and
financial information.
If regular bills or
statements stop reaching you, take action.
Call the company's customer service number and check to see if a
change-of-address form may have been filed to divert your mail.
Review account
statements promptly and match credit card receipts.
Don't ignore suspicious charges. If doubtful or unauthorized
charges appear on your bills or statements, call immediately to
resolve the discrepancy.
Keep personal
information off your checks. Never
preprint your driver's license or Social Security number on your
checks. Remove your Social Security number from your driver’s
license.
Beware of incoming
phone calls from “imposters”
that ask you to disclose information by pretending to be fraud
investigators or customer service agents calling with an urgent
problem about your account. One fraud involves imposters asking
only for the three-digit code on the back of your credit card to
“verify” possession. When in doubt as to a caller’s identity,
always ask to call back at what you know to be a valid customer
service number. Review your credit report periodically.
Check Your Credit Report
CommercialBanc recommends that you
periodically check your credit report. For a small fee,
you can obtain a copy of your credit report at any time
from one of the three major credit bureaus:
Equifax: 800-685-1111
www.equifax.com
Experian: 888-397-3742
www.experian.com
TransUnion: 800-916-8800
www.transunion.com |
