CommercialBanc's
offers stated income
commercial loans
through our
Flex-Seriesprogram,
providing financing
for borrowers that
don't qualify for
one of our conforming
commercial or
apartment loan
programs, or that
have been declined
for bank financing.
Common reasons include:
inability to provide income,
property constraints, tenant
issues, borrower credit,
high DSCR,
seasoning issues and other.
Underwriting with a greater
risk tolerance, not based on
bank assets or depository
reserves,
Flex-Series
allows us to avoid the many
restrictive financial
covenants placed on
traditional commercial
lending. As a result, we
approve and close commercial
loans that banks have
traditionally declined.
Learn more by
selecting a program
below.
Learn more on how our
non-conforming commercial
loan programs can help you.
CommercialBanc relies on our 18 plus
years of experience to help our
borrowers make the right decisions.
Contact a commercial mortgage
professional at 1-866-540-5294
if we can help you.
Flex-Series Stated
Income Commercial
Loan Program - Non Conforming
Stated income commercial loans and apartment
loans are available
on owner occupied and investment commercial property types
located in the Continental United States.
Minimum commercial real estate loan size is $100,000,
California commercial loans $250,000. All
stated income commercial mortgage loans are
assuming a first priority secured interest lien position on subject property.
Stated Commercial
Mortgage Loan Programs Available
Nationwide
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New
Jersey
New Mexico
New York
North
Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington DC
West
Virginia
Wisconsin
Wyoming